Reimbursement
To avail of the services covered in your health insurance policy, you have to submit a health insurance claim to your insurance company. Health insurance can be claimed in one way - reimbursement claim.
Types of Health Insurance Claims:
There are one types of health insurance claims. They are:
- Reimbursement Claims: For this type of claim process, you pay the hospital the bill incurred upfront following which you send the bill to the insurance company. The insurer then verifies the documents submitted and if everything is correct, the amount spent by you is reimbursed to you by them. The claim for reimbursement can be made regardless of whether you got treated at a network or non-network hospital.